Thatched Roof Insurance Inspections

If you’re looking to insure your thatched roof property, you may find the process more challenging than anticipated. Insurance companies often consider thatched roofs to have higher associated risks.

One effective way to lower your thatched roof insurance costs is to have it thoroughly assessed by a master thatcher. A professional assessment can pinpoint potential risk areas, allowing you to address and fix them, ultimately reducing the overall risk to your property.

Is a Thatched Roof More Expensive to Insure?

In general, yes, they are more expensive than a regular roof for insurance purposes. The fire risk alone is enough for most insurance companies to charge a higher monthly premium.

You can reduce the insurance premium on your thatched roof by following a few steps including reducing your overall fire risk, pay a higher excess and paying for the insurance annually.
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Thatched Roof Fire Risk

One of the primary concerns for insurance companies regarding thatched properties is the heightened risk of fire. Due to the highly flammable nature of thatched material compared to standard roofing materials, insurers are more likely to offer favourable terms if you take specific measures to mitigate this fire risk.

Pest Control

Thatched roofs often attract pests and vermin due to their natural materials, making these properties more susceptible to damage by birds, rats, and other animals. Consequently, insurance companies typically require homeowners to implement preventative measures to protect the property from such damage.

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Why Work with a Thatching Consultant?

Our thatch inspectors are ready, willing, and able to advise and provide inspections on how to renovate and repair your thatched roof.

With over two decades worth of experience, our inspectors have been brought in to work on properties across the UK. Check out our Google Review and you’ll see a host of happy customers who are more than satisfied with our work. 

Just fill in the form and we’ll be in touch with you to arrange a time for one of our inspectors to come over and assess your thatched roof.